Flipkart, one of India’s leading e-commerce platforms, offers a wide range of products that you can buy using your Bajaj EMI Card. This payment option allows you to make purchases on easy monthly installments, making shopping more affordable. Whether you’re shopping for gadgets, clothing, or home appliances, the Bajaj EMI Card offers flexibility and convenience. In this guide, we’ll show you how to use your Bajaj EMI Card on Flipkart, from browsing products to completing the purchase.
Benefits of Using Bajaj EMI Card on Flipkart
- Easy EMI Options: Convert your Flipkart purchases into affordable monthly installments with flexible repayment tenures.
- No Cost EMI: Enjoy zero-interest EMI offers on select products, allowing you to pay only the product price with no added interest.
- Wide Product Range: Use the Bajaj EMI Card for products across various categories, including electronics, fashion, home appliances, and more.
- Instant Approval and Credit: Get instant access to a high credit limit and start shopping right away.
- Flexible Repayment Tenure: Choose from a range of EMI options, such as 3, 6, 9, or 12 months, based on your budget.
How to Buy on Flipkart with Bajaj EMI Card
Follow these simple steps to use your Bajaj EMI Card on Flipkart:
- Log in to Your Flipkart Account
- If you don’t have a Flipkart account, create one by signing up with your mobile number or email ID.
- Browse and Select the Product
- Browse through Flipkart’s wide range of products. Once you’ve found the item you want to buy, click on it to go to the product page.
- Add to Cart and Proceed to Checkout
- Once you’ve selected your product, click “Add to Cart” and proceed to checkout when ready.
- Choose Payment Method
- At the checkout page, select “Bajaj Finserv EMI Card” as your preferred payment method.
- Enter Your Bajaj EMI Card Details
- Enter your Bajaj EMI Card number and the OTP (One-Time Password) sent to your registered mobile number to authenticate the payment.
- Select EMI Tenure
- After verifying your card details, you will be prompted to choose your EMI tenure (3, 6, 9, or 12 months, depending on the product and your preference).
- Confirm and Complete Your Purchase
- After choosing the EMI plan, review the order details and click on “Place Order” to complete your purchase. Your product will be shipped to your registered address.
- Receive Your Product
- Once your payment is processed, you will receive your Flipkart order within the specified delivery time.
Tips for Shopping on Flipkart with Bajaj EMI Card
- Look for No-Cost EMI Offers: Flipkart often offers no-cost EMI deals on select products when using the Bajaj EMI Card. These deals help you save on interest charges.
- Check Your Credit Limit: Before making a purchase, check your Bajaj EMI Card’s available credit limit to ensure it covers the total cost of your shopping cart. You can do this via the Bajaj Finserv app or website.
- Use the Bajaj Finserv App for Easy EMI Management: The Bajaj Finserv app helps you manage your EMI payments and track your outstanding balance easily.
- Choose EMI Plans Based on Your Budget: Always check the EMI interest rates and tenure options before proceeding with the purchase. Choose a repayment period that fits your budget.
Frequently Asked Questions (FAQs)
1. Can I use my Bajaj EMI Card for all products on Flipkart?
Yes, you can use your Bajaj EMI Card for almost all products on Flipkart, including electronics, fashion, home appliances, and more, as long as the product is eligible for EMI payment.
2. Are there any interest charges when I buy on Flipkart with Bajaj EMI Card?
Interest charges depend on the EMI plan you choose. However, Flipkart often provides no-cost EMI offers on selected products, meaning you won’t be charged extra interest.
3. How do I check my Bajaj EMI Card limit?
You can check your available credit limit through the Bajaj Finserv app or website, which provides real-time updates on your card balance.
4. What documents are required to apply for the Bajaj EMI Card?
To apply for a Bajaj EMI Card, you need to submit documents such as your PAN card, Aadhaar card, and income proof (salary slips or ITR).
5. Can I convert my regular purchases on Flipkart into EMI later?
Yes, if you make a purchase using a regular payment method, you can still convert it into EMI later using the Bajaj Finserv EMI option, depending on eligibility.
6. How can I pay my Bajaj EMI Card bills?
You can pay your Bajaj EMI Card bills through the Bajaj Finserv website, mobile app, or via net banking.
Conclusion
Using your Bajaj EMI Card to shop on Flipkart is a quick and convenient way to make purchases on easy monthly installments. With flexible repayment options, no-cost EMI offers, and instant credit, this payment method provides a seamless shopping experience. Follow this simple guide to start shopping on Flipkart with your Bajaj EMI Card today!